Practical, jargon-free guides on credit cards, CIBIL scores, banking, and personal finance — built for everyday Indians making smarter money decisions.
A lifetime free credit card charges zero joining fee and zero annual renewal fee — for the entire duration you hold the card. You keep the card active at zero cost regardless of how much or how little you spend.
Slice accepts applicants with zero credit score — making it the most accessible credit card in India for individuals who traditional banks consistently reject. Moreover, the minimum age requirement stands at just 18 years
The Roar Bank Credit Card is a lifetime free RuPay credit card issued by Unity Small Finance Bank — Roar Bank operates as the consumer brand layered on top of Unity Small Finance Bank's banking infrastructure.
Every time you swipe your credit card, someone makes money. 💰 And surprisingly, that someone is not always just the bank that issued your card — it is an entire ecosystem
Not sure whether to get a secured or unsecured credit card? The answer depends entirely on where you stand financially right now. In this guide, we break down the key differences, who qualifies for each, and which one gives you the best starting point in India.
The minimum due refers to the smallest amount your bank asks you to pay each month to avoid a late payment fee and keep your account in good standing. Typically, banks set this at around 5% of your total outstanding balance — although the exact formula varies across banks.
A credit card billing cycle refers to the fixed monthly period during which your bank tracks every rupee you spend on your card. In India, most banks run billing cycles that last between 25 and 31 days.
A CIBIL score is a three-digit number between 300 and 900 that represents your creditworthiness — how likely you are to repay a loan or credit card bill on time, based on your past financial behaviour.
A credit card is a payment card issued by a bank or financial institution that allows you to borrow money up to a set limit to make purchases — and repay it later.